Nutrien Ag Solutions

What is NPay?

NPay offers farmers flexible and convenient payment terms on merchandise, fertiliser and livestock invoices. For eligible customers, NPay is automatically applied to your invoices if payment is not received by the due date. With NPay, you choose when you pay within a 12 month period. There are no setup fees or account keeping fees, just a monthly interest rate of 1% per month (12% per annum).

Why Consider NPay?

The seasonality of farming cashflow is not only affected by growing, producing and harvesting timelines, but also elements that are entirely out of your control.

Farmers can face short-term cashflow squeezes, making it tough to take advantage of opportunities when they appear. At times, we all need a little extra flexibility. For example, perhaps the recent floods impacted your profits last harvest, but all signs point towards a bumper harvest next season. But cashflow is tight. How are you going to fund the seed, fertiliser and crop chemicals you need now? This is where NPay can help.

With NPay, you could buy the inputs you need now, but pay for them later (within 12 months of the due date for those invoices). No need to talk to your bank manager – use NPay online, in your own time. It's that simple.

Even if you don’t need it today, by setting up an NPay Account you will have flexibility at your fingertips, if and when you need it.

SIMPLICITY AND TRANSPARENCY

NPay is designed with simplicity and transparency in mind. It offers flexibility to pay on your terms and suit your business cash flow.

NPay is easy for you to set up

For existing eligible customers, NPay can be set up using our Digital Hub. Simply register for the hub and accept the offer, then payment terms for your invoices will be automatically extended if you choose not to pay by the due date.

A simple cost structure.

NPay has no setup fees or account fees. Interest is 1% per month compounded (12% PA)*. *Eligibility criteria must be met. Terms and conditions apply.

You are in control.

Choose when you pay within a 12 month period, online and at your convenience.

What are farmers saying about Nutrien?

NPay is designed with simplicity and transparency in mind. It offers flexibility to pay on your terms and suit your business cash flow.